We help you...

• Save enough for a comfortable retirement by identifying your retirement needs, analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and identifying the best ways to save for retirement given your financial situation and risk tolerance.

• Pay for your child's college education by accurately estimating the amount of money you'll need, analyzing your assets, reviewing estimated shortfalls and considering general alternatives and strategies to help address these potential shortfalls, and developing an optimal savings plan given your financial situation and risk tolerance.

• Protect your family in case of you become disabled by ensuring you have enough money in your emergency fund and analyzing your life, disability, health, home, and auto insurance coverage. We also review your will and various powers of attorney designed to take care of your affairs in the event you are incapacitated and can't manage them yourself.

• Leave a legacy for your heirs by maximizing the value of your estate by saving tax dollars, professional fees, and court costs. As well as minimizing the costs of probate, creditors, lawyers, and estate taxes, which can negatively impact the value of your estate. We also help you stay in control of your affairs by providing a road map for passing your estate on to your heirs.

ALLIANCE WITH ENCORE WEALTH MANAGEMENT GROUP, AN AMERIPRISE COMPANY

We have a professional alliance with Encore Wealth Management Group, a private wealth advisory practice of Ameriprise Financial Services, Inc.

They are not employed by Bechtler, Parker & Watts, but are available to our clients as an excellent resource for financial planning, wealth management and protection. For more information on Ameriprise Financial, visit http://www.encorewealthgroup.com.

Ameriprise Financial and its representatives do not provide tax or legal advice. Consult your tax advisor or attorney regarding specific issues. Bechtler, Parker & Watts is not endorsed by nor affiliated with Ameriprise Financial. Bechtler, Parker & Watts is not under the supervision of Ameriprise Financial. Bechtler, Parker & Watts is not a broker-dealer or investment advisory firm. Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser. Ameriprise Financial Services, Inc. Member FINRA and SIPC.